If you're older or disabled, it's essential to know the basics of Social Security law to maximize your benefits. Here's what you should know so you can have an easier time filing for disability and knowing your rights.

What Is Social Security?

Social Security is a federally funded program that provides assistance to eligible applicants in the form of monthly payments, health care coverage, and other services. It's funded through taxes paid by you and your employers. It's important to understand how Social Security works since it plays a significant role in the planning of retirement benefits.

Who Is Eligible for Social Security?

Most people who work and pay into the system are eligible for some form of Social Security benefits. Generally, you must have worked for at least 10 years and have paid into the system for a certain amount of time to be eligible. There are also alternative qualifications such as being disabled or having a disability-related illness that can make you eligible before you reach the age of 65. Currently, if you have no disability, you need to be about 65 years or older to qualify for benefits, depending upon the year you were born. According to the Office of Retirement and Disability Policy, 14% percent of SSI recipients receive benefits based on their age instead of a disability.

How Do You Apply for Social Security Benefits?

Generally, you can apply for Social Security benefits online or by visiting your local Social Security office. If you're filing for disability, however, it's best to talk with an attorney who has experience in disability law and the Social Security system. An experienced lawyer can help you gather the necessary documents and provide advice on what steps to take next to ensure you can qualify based on your disability.

Where Can You Find Help?

Social Security Administration (SSA) offices, Disability Determination Services (DDS), in particular, can help you understand the process and answer any questions about eligibility. You may also find legal aid services and resources online that provide free guidance for those who need assistance with filing a disability claim or who have been rejected for benefits.

Knowing your rights can make a difference when it comes to Social Security law and the process of filing for disability. By being aware of the eligibility requirements, understanding how to apply, and finding the right help, you can better prepare yourself for a successful claim. If you need more help, call the Disability Law Center Of Robert S Piazza Jr PC today.