Applying for Social Security Disability Insurance (SSDI) benefits can be a complicated and confusing process. It's important to be well-informed about the process and what to expect. According to NOLO's research, less than half of Americans who applied for SSDI actually qualified for it. Luckily, SSI lawyers can help you. Read more to learn what you should know before applying for SSDI benefits.

1. What Is SSDI?

SSDI stands for Social Security Disability Insurance. It's a program that provides financial assistance to people who are unable to work because of a disability. The disability must be severe enough that it prevents you from working for at least one year, or is expected to result in death.

2. How Do I Know if I'm Eligible for SSDI?

First, you must have worked enough to earn what's called "work credits." You can earn up to four work credits each year. The number of credits you need to qualify for SSDI depends on your age when you become disabled. For example, if you become disabled at age 24, you'll need six credits. If you become disabled at age 31, you'll need nine credits.

3. How Do I Apply for SSDI?

The first step is to contact your local Social Security office or visit their website to start the application process. You'll need to provide information about your work history, medical conditions, and how your disability affects your ability to work. You may also need to provide information from your doctor or other medical professionals. SSI lawyers can help you with this process.

4. What Happens After I Apply?

Once you've submitted your application, the Social Security Administration (SSA) will review it to make sure you meet the basic eligibility requirements. Then, they'll send your application to their disability determination services office. This office will review your medical records and decide whether or not you qualify for SSDI benefits.

5. How Much Money Can I Get from SSDI?

The amount of money you can receive from SSDI depends on your average lifetime earnings. The maximum monthly amount you could receive in 2020 was $2,861. If you have any questions about SSDI or need help applying, contact your local SSI lawyers.

Are you ready to get started? Get in touch with the Disability Law Center of Robert S Piazza Jr today. We'll help you navigate the application process and increase your chances of getting the benefits you need and deserve.